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Top 10 Unexpected Expenses During Post-Secondary

1)  Course Materials Beyond Textbooks

  • Lab equipment (goggles, coats, etc.)
  • Software subscriptions (e.g., MATLAB, Adobe Suite)
  • Clickers or other devices for in-class participation
  • Printing fees for assignments or projects


2)  Transportation Costs

  • Public transit passes, especially if living off-campus
  • Parking fees for those who drive
  • Occasional ridesharing (Uber, Lyft) for late-night or early-morning travel
  • Biking costs (bike maintenance, locks, etc.)


3)  Food Beyond Meal Plans ie: Ubereats, doordash, eating out, snacks, etc


4)   Technology and Tech Support

  • Unexpected laptop or phone repairs
  • Buying additional peripherals like a keyboard, mouse, or headset
  • Replacement chargers and cables


5)  Social Events and Clubs

  • Costs for joining clubs or sports teams (membership fees, equipment, uniforms)
  • Tickets for events, formals, or trips 
  • Nights out 


6)  Gym membership if not included in student plan


7)  Household Essentials

  • Cleaning supplies, laundry detergent, and toiletries
  • Furnishing a dorm or apartment (e.g., bedding, cookware, small appliances)
  • Maintenance costs for shared housing


8)  Unexpected Fees

  • Late fees for library books or missed payments
  • Course add/drop fees if you adjust your schedule after the deadline
  • Graduation fees when it comes time to complete your degree


9) Conference/Networking event fees or even career fares especially for senior 3rd-4th yr students


10)  Exchange Programs

  •  With scholarships, there are often extra costs like travel insurance, flights, and living expenses .


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